Preventive Care
Preventive care is an important and valuable part of your healthcare. Regular physical checkups and appropriate screenings can help you and your doctor detect illness early.
The Trust Fund provides many preventive care services for a small copayment when you use in-network providers.
What’s Covered
Preventive care takes many forms. Below are some of the preventive medical care services covered by the Health and Benefit Trust Fund:
- Annual Physicals
- The annual physical examination benefit is payable once per Calendar Year per person. You can get an annual physical from a network provider. There is a copayment for your annual physical when you use a network provider. Physicals are NOT covered if you use an out-of-network provider.
- Diagnostic Screenings
- Cancer
- Cholesterol
- Diabetes
- Osteoporosis
- PSA
- Well-Woman Care
- Office visits
- Bone density tests
- Mammograms
- Pap smears
- Well-Child Care
- Newborn hospital visits
- Office visits
- Immunizations for DPT (diphtheria, pertussis and tetanus), polio, MMR (measles, mumps and rubella), varicella (chicken pox), and more
- Flu Shots
- Covered 100% for Local 94 participants who go to a network pharmacy
Your Preventive Benefits At-a-Glance
View a schedule of preventive care benefits.
FAQs
How do I name a beneficiary?
If you are married, your spouse is automatically your beneficiary. With your spouse’s consent, you may change your beneficiary. You can and should name a secondary and tertiary (third) beneficiary in the event your primary beneficiary predeceases you. Complete a form if naming anyone other than your legal spouse. Your spouse must also sign the form and it must be notarized.
If you are single, you should name a beneficiary by completing a form and submitting it to John Hancock Retirement Plan Services. If you are single and do not name a beneficiary(ies), your estate will receive your account in the event of your death.