Breezin’ Through Sneezin’ Season
When plants bloom each spring, allergy attacks are close behind. As new plants grow and dormant ones emerge from their winter slumber, they produce pollen (spores that let plants reproduce). The warm, rainy season from February through early summer also brings mold. Add blustery winds that cause pollen to fly through the air and you have the potential for an avalanche of allergic reactions.
What are Seasonal Allergies?
Pollen and mold are the most common allergens. Allergens are substances that cause your body’s immune system to overreact and fight back, much as it would when fighting a virus. When exposed to allergens, allergy sufferers will often sneeze, itch and develop a runny nose and watery eyes. Around 50 million Americans suffer from nasal allergies every year. Most mild allergic reactions—especially reactions to pollen and mold—aren’t dangerous. But they can be annoying at best and debilitating at worst.
How to Protect Yourself Against Seasonal Allergies
Here are some tips to help you get through allergy season with less irritation:
- Check the forecast. Many weather forecasts will give a local pollen count; check before going outside and prepare accordingly.
- Use medication. Over-the-counter antihistamines can help guard against or relieve allergy symptoms; be sure to use the non-drowsy varieties if venturing outside.
- Limit your time outdoors. If the pollen count is high, it may be difficult to avoid allergies, though you can take steps to avoid allergens if you do need to step outside. Skip gardening, moving the lawn or other activities that put you into close contact with grass, flowers and other plants or wear a nose and mouth covering and safety goggles for full protection.
- Keep clean. Remove pollen and other allergens from your clothes, body and home as much as possible. Take showers and wash your hands regularly, clean your clothes after going outside and wear hats, gloves and other protective gear. You can also use an air purifier to filter out foreign particles that can cause allergies.
If you find that allergies ruin your spring no matter what, talk with your doctor about getting tested for different allergies and about receiving shots to control any allergic reactions.
Want More Tips on Dealing with Allergies?
Visit the Asthma and Allergy Foundation of America for more information about allergy prevention and treatment.
To find out how Local 94 covers allergy treatment, go to the Hospital and Medical Benefits page.
FAQs
What are the acceptable reasons for taking a loan from my Annuity Fund account?
In certain cases, you can take out a loan from your Annuity Fund account. Reasons to take out a loan include:
- Buying or fixing a principal residence
- Medical bills that are not reimbursed by medical insurance
- Educational expenses (tuition) at an accredited school, including vocational school, at any level
- Expenses incurred for the legal adoption of a child
- Funeral expenses incurred because of the death of your Spouse or a dependent child
You are eligible to apply for a loan if you are actively employed by a Contributing Employer, and you have been so employed for at least three years. You may have only one loan outstanding at a time. An outstanding loan balance (active or defaulted) must be paid in full prior to applying for a subsequent loan (except those loans that were defaulted prior to January 1, 1996). The maximum loan amount is the lesser of $50,000 or 50% of your account balance.
For more information, please go to the Annuity Fund section of this site.